How to Track My Workers’ Comp Check

Posted in Workers' Compensation on May 6, 2025

When you’re relying on workers’ compensation benefits, missing or delayed payments can create unnecessary stress during an already difficult time. Knowing how to track your workers’ comp check can help you stay informed, avoid surprises, and take action if something goes wrong.

At Crossman Law Offices, we focus exclusively on Arizona workers’ compensation cases. If your payments aren’t arriving as they should, we’re here to help you protect your claim and make sure your rights are respected. Use this guide to monitor your benefits, spot potential issues early, and understand what to do if a problem arises.

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How Workers’ Compensation Checks Work

Workers’ compensation provides financial assistance to employees who suffer work-related injuries or illnesses. It covers medical expenses, wage replacement, and other related costs, ensuring injured workers can focus on recovery without financial distress.

According to Arizona Risk Management, employees are eligible for wage loss compensation if they miss more than seven consecutive days of work due to their injury. Payments are generally made every 14 to 30 days, depending on the type of disability benefits you qualify for, such as temporary total disability, temporary partial disability, or permanent disability.

Your workers’ compensation benefits typically equate to 66 and two-thirds percent of your average wage, up to the state’s maximum limits. Once approved, these checks or direct deposits are processed regularly. Understanding the timing and calculation methods will help you keep track of your workers’ comp payments.

Why Tracking Your Workers’ Comp Checks Is Essential

Knowing the status of your workers’ compensation payments isn’t just about convenience; it’s about ensuring you receive what you’re entitled to under Arizona state law. Here are three key reasons tracking your checks is essential:

Maintaining Financial Stability

Workers’ compensation checks help cover daily living expenses, medical costs, and other essentials while you cannot work. Any delays in payments could throw your financial stability off track. Monitoring your payment schedule ensures you can anticipate and plan your budget accordingly.

Identifying Errors or Delays

Mistakes may occur, checks could be delayed, inaccurate, or even missing. You might not notice these problems without proper tracking until it’s too late. Monitoring your payments lets you address discrepancies immediately, whether they involve incorrect amounts or missed timelines.

Ensuring Compliance and Accountability

Tracking your checks helps employers and insurers stay accountable. You can provide documentation to rectify the issue if your payments are late or incorrect. Staying informed about your benefits also ensures compliance with state and federal workers’ comp laws.

Best Practices for Tracking Your Workers’ Comp Payments

If you’re asking how to track my workers’ comp check, adopting effective methods and staying organized can make the process much easier. Here are some best practices to help you monitor your payments and avoid unnecessary surprises:

Utilize Online Tracking Tools

While Arizona may not have a centralized system to track every workers’ comp check, you can often view your claim’s status through your insurance carrier’s online portal or app. Some employers and insurance companies provide access to payment updates, claim documents, and contact information for your adjuster.

Keep Records of Payment Dates

Start a simple payment log that tracks when your checks are issued and when you receive them. This can help you identify delays, missed payments, or inconsistencies.

Your log might include:

• The date payment was issued
• The date payment was received
• Amount received
• Notes or concerns about the payment

Review Payment Statements

Review the associated statement carefully each time you receive a workers’ comp payment. These statements explain what the check covers and may include information about deductions or changes in benefit amounts.

Pay close attention to:

• Whether the payment amount is correct
• The period of time the payment covers
• Any unexplained deductions or adjustments

Stay Connected with Your HR Department

Your employer’s HR department, or their third-party administrator if they use one, often plays a role in communicating with the insurance carrier. They may be able to confirm when paperwork was submitted, when benefits were approved, or whether anything is holding up your payments.

Know Your Adjuster’s Role

Your claims adjuster manages your case, authorizes payments, and answers questions about your benefits. If a check is delayed or doesn’t match your expectations, they should be your first point of contact.

Seek Legal Guidance When Needed

If tracking your checks becomes complicated or you’re experiencing ongoing issues like delayed or incorrect payments, a workers’ compensation attorney can help. 

Ensuring Accuracy in Your Workers’ Compensation Payments

Monitoring your workers’ comp benefits doesn’t end with tracking; accuracy is just as critical. Small errors can lead to significant underpayments over time. Follow these steps to ensure you’re receiving the correct benefits:

Verify Payment Calculations

Your compensation is calculated based on your wages and the type of injury you sustained. According to the U.S. Department of Labor, wage replacement benefits are generally set at two-thirds of your average weekly earnings, up to the state-specific cap. Reviewing these details ensures no mistakes were made in calculating your benefit amounts.

Stay Updated on Any Changes

Your medical condition or work capacity changes can impact your workers’ comp payments. Inform your adjuster promptly if your situation changes, such as being cleared to return to light-duty work or if medical complications arise.

Maintain Clear Documentation

Keep all correspondence, payment records, and claim statements in one organized database or folder. This documentation can serve as proof if any payment disputes occur.

Monitor for Deductions

Workers’ comp benefits typically aren’t subject to income tax, but they could include certain deductions, such as child support payments if applicable. Speak with your workers’ comp attorney if deductions have been misapplied.

Closing the Gap in Your Workers’ Comp Journey

Tracking your workers’ comp checks ensures timely and accurate benefits during your recovery. Use online tools, keep records, and stay proactive about payments in Phoenix. If you face issues, Crossman Law Offices can help. With years of experience in Arizona, they’ll fight for the compensation you deserve. Call 602-248-0380 today to learn more.