How to Make Sure Your Workers’ Compensation Claim is Paid
Posted in Uncategorized on May 3, 2022
Any person who sustains an on-the-job injury in Arizona deserves to recover compensation for their losses. The Arizona workers’ compensation system is robust and should provide payment for all medical expenses and a significant portion of lost wages if a person cannot work. However, how can you be sure that your workers’ compensation claim will be paid correctly? Here, we want to discuss the importance of filing claims on time, following up with employers, and maybe even working with a skilled work injury lawyer.
Reporting the Injury as Soon as Possible
It is crucial to report in Arizona work injury quickly, even on the same day the injury occurs, if possible. An employer or supervisor needs to know about the injury so they can start the workers’ compensation claims process. Additionally, failing to report the injury within the required timeframe will likely result in a claim denial.
Gathering Evidence and Keeping Documents
It is critical to gather as much evidence as possible in the aftermath of a workplace incident. This could include taking photographs of the injuries, causes of injury, and the surrounding area. Additionally, if there were any eyewitnesses, their names and contact information need to be written down so they can give statements. If there were any surveillance cameras in the area where the injury occurred, this footage could provide valuable evidence.
Continuing Medical Care
Individuals who sustain a workplace injury need to seek medical treatment as soon as possible. This helps ensure a person’s well-being while also establishing a link between the workplace incident and the injury. It is critical that a workplace injury victims continue all medical treatment until their doctor says they have reached maximum medical improvement (MMI). This is the point where continued medical treatment is unlikely to improve the person apostrophe’s condition. Discontinuing care against the advice of a doctor could jeopardize the entire workers’ compensation claim.
Following up With Employers
It is critical to follow up with an employer to ensure that they have filled out accident report forms accurately and turned them in to the insurance carrier. All it takes is for one person in the chain of events to cause a problem with the workers’ compensation claim.
Keeping Statements Consistent
It is important to keep all statements related to the work injury consistent. Insurance carriers regularly deny workers’ compensation claims if the employee’s statements about how the incident occurred are inconsistent. If you tell your employer that the injury happened in one way but tell the doctor that it happened in another way, this could jeopardize the claim.
Signing a Limited Medical Authorization
The workers’ compensation insurance carrier does have a right to obtain medical records related to the workplace injury. However, they may also ask you to sign a medical authorization allowing them to obtain copies of your medical records. You need to make sure that the document you sign limits their ability to gather records to the injury in question and not any of your prior medical records.
Contact an Attorney
If there is any question about whether or not you will receive workers’ compensation for your injury, you need to reach out to a Phoenix work injury attorney as soon as possible. A skilled workplace injury lawyer in Arizona will use their resources to conduct a full investigation into what happened. They will be the ones to handle the insurance carriers and your employer so you can recover the compensation you are entitled to.