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Posted in General Workers' Comp Info on March 7, 2022
Key Takeaways Arizona workers may receive compensation for gradual workplace injuries. Repetitive stress injuries include carpal tunnel syndrome, tendonitis, and bursitis. Occupational diseases may result from exposure to chemicals, particulates, or hazardous elements. Arizona workers generally have one year to report workplace injuries or illnesses. The one-year filing period begins when a worker learns of Read More…
Posted in General Workers' Comp Info on March 7, 2022
Key Takeaways Arizona workers should report workplace injuries to employers as soon as possible. Workers’ compensation claims generally must be filed within one year of the injury. The filing deadline may begin when a gradual injury or illness is diagnosed. Late injury reporting can result in denial of workers’ compensation benefits. Repetitive stress injuries and Read More…
Posted in Lawsuits & Third-Party Claims on February 22, 2022
Key Takeaways Emotional distress claims require severe mental anguish beyond normal workplace stress. Physical injuries are not always required to prove workplace emotional distress. NIED claims require negligent conduct that directly caused documented mental distress. IIED claims require extreme or outrageous conduct causing severe mental distress. Emotional distress claims against employers can be challenging to Read More…
Posted in General Workers' Comp Info on February 22, 2022
Key Takeaways Arizona workers may change doctors after an initial employer-selected medical visit. Self-insured employers may require treatment through approved contracted medical providers. Workers may request doctor changes through referrals, insurer approval, or ICA approval. Second opinions for workplace injuries usually require insurance carrier approval in writing. Doctor-patient relationship breakdowns may justify requests to change Read More…
Posted in General Workers' Comp Info on January 26, 2022
Key Takeaways Retired workers continue receiving Arizona workers’ compensation coverage for injury-related medical expenses. Medical benefits continue until a doctor finds maximum medical improvement. Temporary wage replacement generally equals two-thirds of the average weekly wage. Lost wage payments likely stop after retirement because no income remains to replace. Delaying retirement may preserve wage replacement benefits Read More…
Posted in Benefits & Settlements on January 26, 2022
When an individual loses their life as a result of an accident at work, there may be various ways for family members and the estate to recover compensation. In some cases, it may be possible to recover compensation through an insurance settlement. This can include the deceased’s personal life insurance or the insurance carrier of Read More…
Posted in Benefits & Settlements on January 10, 2022
Key Takeaways Temporary disability benefits provide partial wage replacement during recovery from a work injury. Medical-only benefits cover approved treatment costs for workplace injuries after a waiting period. Workers’ compensation death benefits may cover funeral expenses and dependent compensation. Permanent disability benefits apply after maximum medical improvement with lasting work impairments. Arizona employers generally must Read More…
Posted in General Workers' Comp Info on November 2, 2021
If you sustain an on-the-job injury and file a workers’ compensation claim, you should be able to recover full compensation for your medical bills and a significant portion of your lost wages. However, what happens if your employer terminates you for filing a work injury claim? There are strict laws related to retaliation against an Read More…
Posted in General Workers' Comp Info on November 2, 2021
Key Takeaways Arizona workers’ compensation generally does not cover injuries occurring off the clock. Commute injuries may qualify if employees perform work duties during travel. Errand-related injuries may qualify when employees complete employer-directed tasks offsite. Conference and retreat injuries may qualify during employer-sanctioned work activities. Arizona workers’ compensation covers qualifying injuries regardless of who caused Read More…
Posted in Denied Claims & Appeals on October 12, 2021
Key Takeaways Arizona law allows reopening a workers’ compensation claim after closure. A Petition to Rearrange or Reopen must be filed with the ICA. Objective medical evidence must show the condition worsened since closure. A claim cannot reopen based solely on increased pain. Both the worker and insurance carrier may petition to reopen. Unlike Read More…